1. Compliance Notice

The STONEFORM Token (STOF) is a security token and is offered in compliance with applicable laws in jurisdictions where it is registered or exempt from registration. This whitepaper does not constitute an offer to sell or a solicitation to buy securities in any jurisdiction where such an offer or solicitation is unlawful.

• United States:  STOF is offered to accredited investors under SEC Regulation D (506c).
• European Union:  Compliant with the Markets in Crypto-Assets Regulation (MiCA).
• Other Jurisdictions:  Not available to residents of e.g., China, South Korea unless explicitly permitted.

2. Risk Disclosure

Investing in tokenized real estate involves significant risks, including but not limited to:

• Market Risk:  Property values and rental income may fluctuate due to economic conditions.
• Liquidity Risk:  STOF tokens may not be easily tradable on secondary markets
• Regulatory Risk:  Changes in laws may impact token functionality or project viability.
• Technology Risk:  Smart contract vulnerabilities, hacking, or blockchain failures.
• Operational Risk:  Delays in property development, tenant vacancies, or management issues.

Investors could lose all or part of their capital. Past performance is not indicative of future results.

3. No Financial Advice

This whitepaper is for informational purposes only and does not constitute financial, legal, or tax advice. Prospective investors should consult their own advisors before participating. STONEFORM does not guarantee returns, and forecasts are speculative.

4. Forward-Looking Statements

This document contains forward-looking statements (e.g., revenue projections, portfolio growth) based on current expectations. Actual results may differ due to market conditions, regulatory changes, or operational challenges.

5. Tax Obligations

Token holders are solely responsible for reporting and paying taxes on dividends, capital gains, or other income generated through STOF in their jurisdiction.

6. Jurisdiction-Specific Disclaimers

7. No Offer or Solicitation

This whitepaper is not an offer to sell or a solicitation of an offer to buy STOF tokens in any jurisdiction where such activity is prohibited.

8. Intellectual Property

All content in this whitepaper (text, logos, graphics) is the property of STONEFORM and may not be reproduced without prior written consent.

9. Limitation of Liability

STONEFORM, its team, and affiliates shall not be liable for:

• Losses due to market volatility, regulatory actions, or force majeure events
• Errors or omissions in this document.
• Misuse of tokens or third-party platforms.

10. Acceptance of Terms

By participating in the STONEFORM ICO or holding STOF tokens, investors agree to this disclaimer and the associated risks.